Cookie Policy
Last Updated: March 2025
When you visit marquionex.com, we store small pieces of data on your device. These help us remember your preferences and understand how people use our platform. This policy explains what we collect, why we collect it, and how you can manage it.
What Are Cookies and How Do They Work?
Think of cookies as little notes your browser keeps. When you visit our site, we might leave a note saying "this person prefers the dark theme" or "they were looking at savings goals." Next time you visit, your browser shows us those notes so we can give you a better experience.
Some cookies disappear when you close your browser. Others stick around for weeks or months. We use both types depending on what we're trying to remember.
Types of Tracking We Use
Essential Cookies
These keep the site working properly. Without them, you couldn't log in, save your settings, or use our financial calculators. They're not optional because they're necessary for basic functionality.
Functional Cookies
These remember your choices. Things like your preferred currency display, notification settings, or dashboard layout. They make marquionex.com feel more personal to you.
Analytics Cookies
We use these to understand what's working and what isn't. Which features do people actually use? Where do they get stuck? This helps us build better tools for financial goal setting.
Marketing Cookies
These track which content resonates with different visitors. If you've been reading about retirement planning, we might show you related resources. They help us avoid showing you information you're not interested in.
Specific Ways We Track Your Visit
- Session identifiers that keep you logged in while you navigate between pages
- Preference storage for settings like notification frequency and email preferences
- Page view tracking to see which educational content gets the most attention
- Feature usage data to understand which tools people find most helpful
- Error logging to catch technical problems before they affect more users
- Form completion tracking to identify where people abandon goal-setting processes
- Load time measurements to ensure the platform performs well across Australia
- Device type recognition to optimize the interface for mobile or desktop
We also work with third-party analytics providers who use their own tracking methods. They process data according to their privacy policies, though we choose partners carefully based on their data handling practices.
How Tracking Improves Your Experience
Last year, our analytics showed that people were struggling with our budget calculator on mobile devices. The buttons were too small and the keyboard kept covering important fields. We redesigned the whole interface based on that data.
We also noticed people frequently switching between our savings goal tools and debt repayment calculators. That insight led us to create combined planning features that look at your complete financial picture.
Without tracking data, we'd be guessing about what works. With it, we can make decisions based on how thousands of Australians actually use our platform.
Managing Your Browser Settings
Every modern browser lets you control cookies. You can block them entirely, delete existing ones, or get asked before accepting new ones. Here's where to look:
Be aware that blocking essential cookies will break core functionality. You might not be able to log in or save your financial goals. Blocking analytics and marketing cookies shouldn't affect how the site works, just our ability to improve it.
How Long We Keep Different Types of Data
Session Cookies
Deleted immediately when you close your browser. Used for temporary login states and form data.
Preference Cookies
Stored for up to 12 months. These remember your settings and customization choices.
Analytics Cookies
Retained for 24 months. We aggregate this data to understand long-term usage patterns.
Marketing Cookies
Expire after 6 months unless refreshed by another visit. Used for content personalization.
Your Rights and Control Options
Access and Review: You can request a copy of all data we've collected about your visits. We'll provide it in a readable format within 30 days.
Deletion Request: Ask us to delete your tracking data. We'll remove everything except what we're legally required to keep.
Opt-Out Mechanisms: Disable specific tracking categories through your account settings or browser controls.
Data Portability: Get your data in a format you can transfer to another service if you decide to leave marquionex.com.
Correction Rights: If we've got something wrong about your preferences or usage patterns, you can ask us to fix it.
Changes to This Policy
We update this policy when we change how we handle tracking data. Sometimes that's because we've added new features. Other times it's because privacy regulations have changed.
When we make significant changes, we'll notify you through email or a banner on the site. Minor clarifications and wording improvements happen without notification.
The date at the top shows when we last revised this document. We recommend checking back every few months if you're particularly interested in privacy practices.
Third-Party Services
Some features on marquionex.com connect to external services that use their own tracking methods. For example, embedded calculators from financial education partners or integration with banking APIs.
These third parties have their own privacy policies and cookie practices. We don't control their tracking methods, though we try to work with providers who respect user privacy.
Before using features that connect to external services, you'll see a notice explaining what's being shared. You can always choose not to use those features if you're uncomfortable with their tracking practices.
Questions About Our Cookie Policy?
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